Can credit score be checked if I do not have a pan card?

Credit agencies use variety of parameters to look it is also based on combinations o name, date of birth, address, phone number, Aadhaar, voters ID etc for you- PAN is most commonly known, but.

Therefore you should manage to look at your score without PAN card as well.

You can now get the credit score free once in a directly from any of RBI approved credit bureaus year. Ex. Equifax credit score online